Securing a Stated Income Commercial Real Estate Loan for Your Next Project

Traditional loan programs focus on the borrower’s credit, which can mean denials for commercial real estate purchases and projects. The primary focus of commercial real estate is the property value, not the credit history of the investor. Rehoboth Commercial Capital likes to focus on the information that matters, which means you will have a greater chance of loan approval with our stated income commercial real estate loan.

Whether you are looking to consolidate debt, improve a property, purchase it, refinance it, or build working capital, our loan program is for you. We look at the overall profitability of your transaction – not just credit ratings.

Understanding the Difference Between a Stated Income Loan and a Traditional Loan

Not all businesses should apply for a stated income commercial real estate loan. To figure out if your company should apply, review the loan and qualification basics:

• Minimum credit score of 600
• W-2 or self-employment documentation
• Fixed rates on 25-year amortized loans
• Between 65% and 75% LTV, depending on property type

Contact Our Team

Do you need a loan for a commercial property? Consider a stated income loan from Rehoboth Commercial Capital. Contact our team to learn more and start the application process.